LATEST POSTS

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25 things you should avoid wasting your money on
A core component of building wealth is spending less than you make.  To aid in that goal, here’s a list of 25 things most people would be much better off not wasting their money on.  Some of the items...
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How to tell if your Financial Advisor will act in your best interests.
If you’ve spent some time on this site, then you probably already know that I’m a big proponent of DIY investing.  Becoming a DIY investor is much easier than many people think, and if you’re just starting...
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TFSA Beneficiary or Successor Holder? What’s the Difference?
When I first started writing this article, I was planning to use the title “This TFSA secret could be worth $1,000’s – or more!”.  But I decided the above title was more informative regarding what the...
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RRSP or TFSA?  Which is best for you?
Most Canadian investors have asked themselves this question at one time or another.  In general, the answer is an unsatisfying – it depends! The reality is that, depending on your goals and stage of life,...
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In what province will you pay the MOST (and LEAST) income tax?
What do Canadians like to complain about the most?  The weather? Politicians?  How about TAXES?  It’s usually in the top 3 if not #1.  In this article we’ll take a close look at how much you’ll pay in...
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Marginal vs. Average Tax Rate, what’s the difference?
Have you ever heard someone say, “I don’t want to work too much overtime because it’ll put me in a higher tax bracket”?  Or this classic, “I don’t want to get too big a raise, because I’ll just have to...
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